Open the tool
Write down allocation policy so buys and rebalances follow percentages instead of whatever pumped last.
Launch Portfolio Allocation →Purpose
Write down allocation policy so buys and rebalances follow percentages instead of whatever pumped last.
When to use it
- You are designing a simple multi-asset book
- New cash needs proportional deployment
- You want targets before opening rebalance
- You stress-check concentration risk
How to use it
- List sleeves and target %. Keep the set small enough you will maintain it.
- Apply to portfolio value. Convert percents into notional targets.
- Compare to current holdings. Use portfolio tracker / rebalance for drift trades.
- Revisit on a schedule. Policy beats daily tinkering for most people.
Benefits
- Clear written targets
- Feeds rebalance tool
- Reduces FOMO sizing
- Free planner
Pitfalls to avoid
- Too many micro-sleeves
- Targets ≠ expected returns
- Illiquid alts hard to keep on weight
- Not financial advice
Allocation vs rebalance
Allocation sets the destination weights; rebalance computes the trades to get there after drift. Do allocation first when building a policy; do rebalance when prices have moved.
Worked example
60% BTC / 30% ETH / 10% stables on $20k → $12k / $6k / $2k targets. If BTC rips to 70%, rebalance shows the trim — allocation reminds you why 60% was the rule.
Related links
Updated 2026-09-18. Educational only — not financial advice.