Open the tool
Show how hard you are leaning on collateral so you can stay below protocol max LTV and liquidation thresholds.
Launch Crypto Loan LTV Calculator →Purpose
Show how hard you are leaning on collateral so you can stay below protocol max LTV and liquidation thresholds.
When to use it
- Before borrowing against crypto collateral
- After collateral price drops and you need a quick LTV check
- When comparing two borrow sizes
- Alongside liquidation tools for perps
How to use it
- Enter collateral value. Use a conservative mark, not a hopeful wick.
- Enter debt value. Include what you plan to borrow or already owe.
- Read LTV. Compare to the protocol’s max LTV and liquidation LTV.
- Stress price. Mentally shock collateral down and recompute before confirming.
Benefits
- Clear borrow buffer intuition
- Fast mobile check
- Links to liquidation vocabulary
- No wallet connect for the math
Pitfalls to avoid
- Oracle prices can differ from your CEX mark
- Interest accrues and raises effective LTV
- Protocol rules differ
- Not financial advice
LTV versus perpetual liquidation
Lending LTV and futures maintenance margin are cousins, not twins. Use the LTV tool for collateralized loans and the liquidation calculator for leveraged perps.
Related links
Updated 2026-09-09. Educational only — not financial advice.