How to use Crypto Loan LTV Calculator
Enter collateral value and debt (or borrow amount). Read current LTV and distance to a liquidation threshold you supply from the protocol docs.
Example: borrowing against $10,000 of Bitcoin
You deposit $10,000 of BTC (0.25 BTC at $40,000), borrow at a 50% LTV, and the protocol liquidates at 80% LTV.
- Borrowed amount = $10,000 × 50% = $5,000
- Collateral value at liquidation = $5,000 ÷ 80% = $6,250
- Price drop that triggers liquidation = 1 − $6,250 ÷ $10,000 = 37.50%
- Liquidation price = $6,250 ÷ 0.25 BTC = $25,000
You can borrow $5,000, and BTC can fall 37.50% to $25,000 before liquidation. Check your protocol's real LTV limits and liquidation penalty.
Formula & methodology
LTV = debt / collateral. Headroom depends on protocol max LTV and liquidation LTV — verify on-chain parameters.
Check loan-to-value before you borrow
Crypto-backed loans fail when collateral falls and LTV breaches maintenance levels. Model LTV before you borrow, then re-check on volatility.
This is not a substitute for each protocol’s risk engine. Isolated vs cross collateral rules differ.
For perpetual futures liquidation prices, use the liquidation calculator instead.
All CryptonicTools utilities are free, mobile-first, and require no account.