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LTV (loan-to-value)

The ratio of borrowed value to collateral value. Higher LTV means less buffer before liquidation risk rises.

By Nadeem Ahmed·Updated 2026-09-09

In crypto lending, LTV = debt / collateral (mark-to-market). Protocols set max LTV and liquidation thresholds that can differ from your entry LTV after price moves.

Model LTV before you borrow, then re-check when collateral is volatile. Pair LTV math with liquidation estimates for leveraged positions.

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Frequently asked questions

What does LTV (loan-to-value) mean in crypto?+

The ratio of borrowed value to collateral value. Higher LTV means less buffer before liquidation risk rises.

When do traders or builders use LTV (loan-to-value)?+

In crypto lending, LTV = debt / collateral (mark-to-market). Protocols set max LTV and liquidation thresholds that can differ from your entry LTV after price moves.

Which CryptonicTools help with LTV (loan-to-value)?+

Try Crypto Loan LTV Calculator, Liquidation Calculator, Position Size Calculator on CryptonicTools — free, no account.

Updated 2026-09-09. Educational only — not financial advice. All terms