Open the tool
Show how compounding frequency and contributions change ending balances under assumed rates.
Launch Crypto Compound Interest →Purpose
Show how compounding frequency and contributions change ending balances under assumed rates.
When to use it
- You want a classic compound growth projection
- You compare contribution schedules
- You are explaining compounding next to APR/APY
- You need a baseline before staking-specific tools
How to use it
- Enter principal and rate. Start with what you have and the assumed annual rate.
- Add contributions. Optional recurring adds change the path materially.
- Set compound frequency. Match the product’s compounding assumption when possible.
- Read ending value. Remember crypto token prices are not fixed like the textbook model.
Benefits
- Clear compounding intuition
- Contribution-aware projections
- Local, free math
- Links to APR/APY and staking tools
Pitfalls to avoid
- Assumes a stable rate and unit of account
- Crypto prices break the textbook story
- Ignores fees and taxes
- Not financial advice
When to prefer staking-specific tools
If the product is on-chain staking with unbonding and commissions, use staking rewards after you understand compound interest basics here.
Related links
Updated 2026-09-09. Educational only — not financial advice.